Frank George Loveday was born in Bushey, Herts, in 1897, the son of Frank Loveday, a labourer with the railway, and his wife Henrietta Loveday (nee Morris). The youngest of two children.
1901 Census records Frank aged(4), living with his parents, and sister Ada (6), at 35, Aldenham Road, New Bushey, Herts. They had a Boarder Mr Edward Tomlin a Journeyman Butcher.
In 1911 the family was still living at 35, Aldenham Road, Frank aged (14), was still at school but with a spare-time job as a newsboy. His sister, Ada (16), was apprenticed to a dressmaker.